WEB SITE TERMS OF USE Now that you’re here, please read the stuff on this page. It’s important legal stuff that could prevent you from hearing from our lawyers or prosecutors. Here’s the deal: We run this site so that people like you (and people you like) can use it for personal entertainment, information, education, communication, and cybergratification. Don’t fool around with the copyright and other notices all over the stuff. They’re there for a really good reason. And don’t even think about distributing, modifying, transmitting, reusing, re-posting, or anything else uncool with any of the stuff, including the text, images, audio, and video, for public or commercial purposes unless we give you written permission. And it’s not likely we will. If you visit our site, you’re also legally obligated to read the “Terms of Use” on this page and any other law or regulation that applies to the site, the Internet, the World Wide Web, or Newark, NJ. You shouldn’t access or browse the site if you have any problem with that, because once you start, there’s no turning back — you are bound by the “Terms of Use”. Copyrights: Everything on the site is copyrighted unless we say it is not copyrighted. You cannot use the stuff on this page or anywhere else on the site without our written permission. And it’s not likely we’ll give you permission anyway. So it’s better if you don’t even ask. Third Party Products and Services: You’ll probably notice we’ve linked our site to lots of others. While that’s cool, it doesn’t mean we’ve looked at all those sites, much less checked them out periodically to see what’s going on. So don’t blame us if some site you link to is bad or has stuff on it that offends you or your pets. Go ahead and link, but remember, you’re doing it at your own risk. References to third-party services and products are provided by “Truck Insurance "as is", without warranty of any kind, either express or implied. Warrantees: We and anybody else who helped us create, produce, or deliver the site are not liable for any damages you suffer when you use it. In particular, the lawyers want you to know that our disclaimer includes "direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the site. Without limiting the foregoing, everything on the site is provided to you ‘AS IS’ WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THEIMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. Here’s the bottom line — we’re not responsible if you’re browsing around and the site damages you or your computer or infects it with any nasty viruses. We sure hope that doesn’t happen, but if it does, don’t call us. Content Ownership: Pictures of people or places shown on the site are either our property or someone else’s property we’re using with their permission. No matter what, it’s definitely not your property. You or any of your net-friends cannot use it unless we said you could on this page or somewhere else on the site. And guess what — we won’t say yes. So be careful, because unauthorized use may violate all sorts of nasty laws. Be smart; keep the stuff you download to yourself. There are also a lot of trademarks, logos, and service marks on the site that either we own or we’re using with someone else’s permission. So don’t think you have any kind of license or right to use them, because you don’t and we’re not about to give you one. If you don’t leave them alone and mess with our trademarks, logos and service marks on our site, we’ll probably go ballistic, so will the companies that own the other trademarks, logos and service marks. That means that we’re likely to sue you or to ask a prosecutor to come after you for messing around with our property or the property of others. If you don’t want the world to know something, don’t post in on the site in any bulletin board or anyplace else. That’s because anything you disclose to us is ours. That’s right — ours. So we can do anything we want with the stuff you post. We can reproduce it, disclose it, transmit it, publish it, broadcast it, and post it someplace else. We can even send it to your mother (as soon as we find her address). Not only that, we can even use any ideas, concepts, know-how, or techniques you post any way we want to, including, developing, manufacturing and marketing products or other stuff using the information you post. Licensee Status: You understand and agree that your use of our website is limited, nontransferable, and non-exclusive as a revocable licensee. We may terminate your license to use our website, and access to our website, for any reason, and without giving you notice. Registration and Notices: You understand and agree that registration is required to access the content of our website. You will supply your legal name and primary e-mail address as part of the registration process, and may also supply other information, including your mailing address, telephone number and fax number. By supplying this information, you agree that we may contact you using each of these methods of communication. You also understand that registration requirements may be changed at any time and that you agree to comply with any such changes as a condition of continued access to the content on our website. You agree that in addition to notifying you of any changes to these terms and conditions by posting a notice of such changes on our website, we may also notify you at our option of any such changes by any of method of communication for which you have supplied us contact information. No payment guarantee: Truck Insurance does NOT guarantee prize rewards or offer guarantees. We reserve the right to refuse offers for variety of reasons, including, but not limited to, lack of appropriate information, improper sign up, improper browser settings, errors in third party reporting, and / or any other reason. Products and services availability: This Site can be accessed from countries around the world and may contain References to services, programs, and products that are not available in your country does not imply that Truck Insurance intends to announce such services, programs, or products in your country. Privacy Terms: While we occasionally listen in on chat groups, or look at the posting in our discussion groups or on our bulletin boards, we take no responsibility and assume no liability for the content of those locations or for any mistakes, defamation, libel, slander, omissions, falsehoods, obscenity, pornography, or profanity you might encounter when you visit such places on our site. By posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, nasty, mean, or profane material or any material that law enforcement may consider a criminal offense, get someone in court on a civil lawsuit, or for that matter violate any law — anywhere, anytime. While we certainly respect your privacy, we have no choice but to fully cooperate with any law enforcement authorities or court which might ask us who might have posted nasty stuff on our site. US Embargos: US Law states that you can’t download or send the software to anyone in the vacation travel spots of Cuba, Iraq, Libya, North Korea, Iran, Syria, or any other country that the United States has embargoed goods; or to anyone on the United States Treasury Department’s list of Specially Designated Nationals, the U.S. Commerce Department’s Table of Deny Orders. As if that were not tough enough, if you live in or are a national of any of those lovely places, you’re not even supposed to be reading this page, so beat it!